Investor Overview

Raising $400,000 to build Nuvio.

One raise. Six clear workstreams. Eighteen months from founding team to a launched, compliant, partner-integrated product.

Nuvio brings credit, Buy Now Pay Later flexibility and wealth-building rewards into a single next-generation card — and this raise funds everything it takes to get there.

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Goal Amount

$400,000

Engineering50%
Marketing15%
Product12.5%
Partnerships10%
Regulatory7.5%
Operations5%

18-month execution plan

The Product

Traditional cards are built around spending. Nuvio is built around what comes next.

Credit

Access a Nuvio credit line designed around your financial profile and responsible spending.

Buy Now, Pay Later

Eligible purchases can be split into manageable payments, giving you additional flexibility when you need it.

Rewards

Earn Nuvio Rewards as you spend and choose how you want to use them.

Invest Your Rewards

Turn eligible rewards into opportunities to invest in stocks, ETFs, and cryptocurrency.

Use of Funds

Where every dollar goes.

Engineering & Development

Hiring a CTO plus 2–3 engineers to build the front-end app and the back-end platform: card experience, BNPL engine, rewards ledger, and the investment-rewards integrations.

$200,000

50% of raise

Marketing & Growth

Social media campaigns across static posts and short-form video, waitlist growth, launch content, and paid amplification once the product is ready for early users.

$60,000

15% of raise

Product Offering

Product design, prototyping and user research, plus cloud infrastructure, tooling and third-party services needed to ship the offering.

$50,000

12.5% of raise

Partnerships & Integrations

Integration costs for banking-as-a-service, card issuing, payment processing, brokerage and digital-asset partners required to deliver the full Nuvio experience.

$40,000

10% of raise

Regulatory & Compliance

Legal counsel, licensing support, compliance review and ongoing regulatory oversight across credit, BNPL, rewards and investment features.

$30,000

7.5% of raise

Operations & Contingency

Miscellaneous expenses — company administration, insurance, accounting and a reserve for unplanned costs during the build-out.

$20,000

5% of raise

Execution Plan

From raise to launch in 18 months.

Months 1–4

Founding engineering team in place — CTO, 2–3 engineers. Core app architecture and front-end shell; back-end foundations and partner selection.

Months 4–9

Working app: card experience, dashboard, BNPL flows. Beta with waitlist users; marketing content engine live on social.

Months 9–14

Rewards program and investment-rewards integrations; compliance and licensing milestones; public launch campaign with static and video content.

Months 14–18

Scale: full product offering, partner ecosystem integrated, growth marketing, and preparation for the next funding stage.

The Nuvio Difference

FeatureTraditionalNuvio
Credit
Rewards
Flexible payment options—
Buy Now, Pay Later—
Investment-oriented rewards—
Stock rewards—
ETF rewards—
Crypto rewards—
Unified digital experience—

Investor Questions

Join us in building Nuvio.

Join the waitlist for launch updates — or reach out and we'll share the full deck, financial model and product roadmap.

nuviocardsolutions@gmail.com